This year’s all-virtual Innovative Payments Conference discussed the evolution of payments, better ways to use and handle customer data, and what the future of prepaid might hold — Is it traditional vs fintech? No, at least according to speakers at the Innovative Payments Conference 2021, presented by the Innovative Payments Association (IPA). Instead, traditional payments can be seen as an element of fintech. Industry incumbents have experience, while fintechs can provide a natural evolution for legacy systems.